“HOUSE OWNING CHALLENGES AND SOLUTIONS FOR MALAYSIAN FIRST HOME BUYERS IN THE POSTCOVID- 19 PANDEMIC ERA”. Jurnal Pembangunan Sosial 25 (November 30, 2022): 75–100. Accessed November 10, 2025. https://www.educationmalaysia.co.uk/index.php/jps/article/view/14509.