“REFORM NEEDED FOR THAILAND’S PENSION SYSTEM: A REVIEW OF OLD AGE SOCIAL SECURITY IN THE CONTEXT OF INSURER NEEDS IN PHUKET, THAILAND, USING ALDERFER’S ERG THEORY”. Journal of Governance and Development (JGD) 18, no. 2 (December 31, 2022): 65–75. Accessed November 10, 2025. https://www.educationmalaysia.co.uk/index.php/jgd/article/view/18846.