“The Role of Microcredit in Promoting Women’s Entrepreneurship Skills: Lesson from Amanah Ikhtiar Malaysia (AIM), Malaysia”, jgd, vol. 11, pp. 39–51, Dec. 2015, Accessed: Nov. 10, 2025. [Online]. Available: https://www.educationmalaysia.co.uk/index.php/jgd/article/view/13507