Personal Bankruptcy in Malaysia and Singapore: An Empirical Analysis. Journal of Economics and Sustainability, [S. l.], v. 4, n. 1, p. 33–47, 2022. DOI: 10.32890/jes2022.4.1.3. Disponível em: https://www.educationmalaysia.co.uk/index.php/jes/article/view/14568. Acesso em: 10 nov. 2025.