STRUCTURAL EQUATION MODEL ON DETERMINANTS OF INTENTION TO USE E-COMMERCE . Journal of Computational Innovation and Analytics (JCIA), [S. l.], v. 2, n. 2, p. 145–174, 2023. DOI: 10.32890/jcia2023.2.2.2. Disponível em: https://www.educationmalaysia.co.uk/index.php/jcia/article/view/18754. Acesso em: 10 nov. 2025.