EXPLORING THE BANKERS’ PERSPECTIVES ON SHARIAH AND OPERATIONAL ISSUES OF RESTRUCTURING AND RESCHEDULING IN ISLAMIC FINANCING DURING COVID-19 PANDEMIC. ijib [Internet]. 2023 Dec. 31 [cited 2025 Nov. 10];8(2):44-57. Available from: https://www.educationmalaysia.co.uk/index.php/ijib/article/view/21184