Shifting From Real Estate to Non-Real Estate Lending Activity: Evidence on the Risk and Return Profiles of Thrift Institutions. International Journal of Banking and Finance, [S. l.], v. 1, n. 1, p. 95–117, 2003. Disponível em: https://www.educationmalaysia.co.uk/index.php/ijbf/article/view/8330. Acesso em: 11 nov. 2025.