An Empirical Investigation on Credit Card Repayment Pattern of Academicians in Malaysia. International Journal of Banking and Finance, [S. l.], v. 13, n. 2, p. 21–42, 2018. Disponível em: https://www.educationmalaysia.co.uk/index.php/ijbf/article/view/8504. Acesso em: 10 nov. 2025.