Determinants Influencing the demand for Life Takaful in Malaysia : A Quantitative Study on Income Level, Risk Attitude, and Income Protection . gbmr [Internet]. 2025 Jun. 30 [cited 2025 Nov. 10];17(1):1-20. Available from: https://www.educationmalaysia.co.uk/index.php/gbmr/article/view/27467